I don’t know about you but I am simply just ecstatic. As you know I embarked on my loc journey about a month a go now. First, going into this again I knew that it would be a bit tough to get into the swing of things again. I had my doubts but my focus was to make it to a month. That was my short term goal that I started with, and yes I started small. I didn’t want to rush anything or discourage myself in anyway.
Throughout this experience within a month I have learned a great deal on what works for me.
I am particularly annoyed by the way my hair tends to look matted. So I have made it a point to retwist my hair every 3-4 weeks tops. This would allow for new growth to grow and be retwisted with my existing locs. It has proven useful for me so far.
Retwist 1 month
My occasional obssessive retwist
Some people say that it is bad to retwist you hair but so much when you are trying to loc your hair. Well everyone doesn’t always have the best of luck when it comes to locking. For instance before my hair started to even loc up it would occasionally untwist itself. This caused me great frustration but I pushed forward. Retwisting my hair more than most but wishing that my locs would stay and now they have.
Diy Hair Overnight Mist
African Pride Oil
Water (Avoid for 4C Hair)
I soon realized that this remedy would not be the same as before. When I first attempted this and I sprayed the mist in my hair they immediately began to unravel. Of course I mean today of all days but of course it was okay because I had already planned to retwist.
By eliminating the water I prevent further frizz up unless it’s new growth of course. I moisturize my hair with just a mixture of oil and witch hazel.
Loads of Fun
This journey so far has been amazing. I have met a great deal of new people within the loc community. If you are considering the locs then I would strongly encourage you too. Locs is the best decision I have ever made again that is . (lol) I literally get up in the morning and have to do niothing but my girls hair. This is a win win for me and the kids.
I have been thinking quite a lot about self care as of late. Being stuck in the house with nothing to do makes you wonder. What could you be doing instead. Recently I started studying plants and what they can do. I must admit I am very intrigued.
A species of flowering plant
Removes household Toxins from the air within your home. According to a study that was completed the pothos removes the following pollutants
Pothos is an indoor plant one in which requires light but not direct sunlight. (It can manage within direct sunlight)
Dry soil is best when it comes to this plant between waterings
Grows in just about any soil you can think of just as long as it is potting soil.
When it comes to watering some of my plants I tend to get on a schedule. Some plants require more attention than others and you want to make sure you don’t over do it. This specific plant I generally only water once a week because I don’t want the soil to moist. This could potentially kill your plant and we don’t want that. So once a week should do.
Growth and Change
Would you believe me if I told you that this plant is a fast grower? Generally these plants can grow to be about 20 x 3 to 6 feet so if you into long and and can withstand temperatures up to 90 degrees. You can take care of this plant in your sleep literally it is easy at that.
Plant Lover Paradise
If you are a plant lover like me then this might be something worth adding to your collection. With the low maintenance it takes to care for a pothos plant. It can basically maintain itself.
So here I am once again awake although I can say that my mind is racing. There’s nothing wrong with letting your mind wander. One thing that keeps popping up is fitness.
Don’t Let Your Mind Get The Best Of You
I know I want to be healthy and fit but this journey is not so much about me but more so my husband. He is trying to lose weight, me being me I said let’s do this. I mean I have been wanting to workout for quite sometime. So we are going to see this through
Although I am weighing in at only 135lbs which is a steady weight of like forever. I cant seem to catch a break in the fluctuation department not that I’m complaining. I still have some baby weight I would like to work off.
I share the great news about the diet plan and fitness goals for my husband and I. I cant help but icer hearing a faint voice reply yea like you butt needs it. I am aware that it may have been meant as a compliment but it could go both ways. My goal here is not to lose weight but work on my body physically, and to be that support beam for my husband every step of the way.
What do you think of this?
Fitness For Two
This could be an obstacle in itself depending on whether or not you get along. Yes there are relationships like that too.
To Each, Its Own
Understand what your partner needs
Engage with one another for support
Take your time (Rome wasn’t built in a day)
When you are working out with you partner you have to keep in mind to be supportive. Not the smothering kind this also goes for motivation. Yes there is a such thing as motivational smothering. Sometimes we as woman feel like we are being caring and compassionate. The guys like trying to run from being coddled. So be very mindful of this nothing’s good beyond this point.
Are you big on fitness, is 2020 your year? What are your fitness plans for 2020. Feel free to leave a comment we love to hear from you.
Okay lets talk about that one thing that we hate to talk about Finances. That one little thing that you know pretty much is a major part of our lives, i’ve always found it ironic that it has always been down played or frowned upon to discuss this. Hey what’s one bad apple out the bunch I going to address it.
As you know I am a stay at home mom of 3 wonderful girls so I have to be aware of the amount of money that is being spent within and outside of the necessities of what my family needs. What are the main necessities you might ask…
Those are the main components on which we rely to support us and our families. So let’s get smart how would you map this all out. I would go for the main necessities first and pay them. Then I would break it down even further to items that I may either
I place them in bullets because I want to emphasize although this may be a very hard task this is reality there’s no way around it. So say my list would look different from another person’s list because no mom or person is the same.
Somethings I may need.
You get my point now on the other hand what are some of my wants?
So on and so forth, but you kind of get the feeling that after you map this out what matters the most is what you NEED. So how do we get to a place where we want to be and can occasionally enjoy a variety of things on our want list. Yes we are all thinking it BUDGETING. That’s all it really takes and I am going to show you how. If your a mom like me then your thinking okay things happen unexpectedly and you need to be prepared. Some people have this mindset that they may be above being a low income family. That’s okay, but having a low income family show’s you that anything can become accomplished just by being frugal in certain places.
How can you start a low income family?
Come on we are almost there to accomplishing a budget outline let’s not give up and start thinking that this is never going to work. I am saying to you trust me and I will help you through the finish line. So these would be the steps in which you can take
Start a budget
Live within your budget
Cut down on wants
Get another form of income
We addressed this earlier on but I am going to strongly remind you once again about Needs vs. Wants let’s stick to it. The first mission is to get everything in order. So say for instance
It is as simple as that once you get these categories going you will be able to sort everything out and be more efficient when it comes to your bills.
Living Within Your Budget
When I say live within your budget that’s exactly what I mean, so say for instance if you have a budget that is already set up. Now this budget has been made around your income so you are now at a point where you know what you can and cannot afford due to your budget.
Now this doesn’t mean you have to abide by the budget you can go out there and splurge on a 2020 bmw knowing that you cant afford it chances are that’s what I call a lose, lose situation. In your mind you believe that you are gaining something but in reality your really not. Yeah I’m going to give you this BMW and loan but if you cannot pay I’m going to destroy your credit, take your car, and the icing on the cake is that they have made off with you money as well.
See Lose, Lose
Let’s be smart folks and stay in the lane where you can feel the sun on your face and the relaxation in knowing that you made a great choice by living COMFORTABLY snug within that lovely safety jacket called a budget.
Let’s get smart
We all need income in order to maintain our way of living and so the best idea would be to have 2 incomes if you have children. Now i’m not saying that you have to have a second job I’m simply saying it’s good to have another one. I have survived with 3 children off of one income so I know that it can be done but is that really how you want to live. Yea me either and so I developed a second income.
Your looking at it, yes a good old blog where I can be me and do what I love to do which is being a mom and writing it’s the to main things that I am good at. Not to say that i’m not good at other things but this is a passion of mine I love it.
Oh just an idea we should find jobs that make us happy not that we dread getting up to go to, what life is that. You only get one life why live it the way you want not the way it’s expected of you. (Learned that the hard way).
Anyway another source of income gives you wiggle room and the ability for the bills to be paid amongst the two not just one. So I say let’s be productive when there is a will there is a way find your idea for a form of income that suites you.
Now I know downsizing isn’t your first choice but…
Downsizing when you are on a budget or fixed income may be pheasable because you see it’s not just about you it’s about your family. Think about it this way you went out and rnted a 1200 dollar townhouse but you know you can only afford 800. It’s like your setting yourself up for failure, now say you found a smaller townhouse that will suite you family and save you and your spouse money. Which one is the better alternative. Let me speak more plainly,
Family + Big House = Debt
Family + Budget friendly home comfortable for you and your family = comfortability, you get to keep you sanity, have extra money
I think you get the point so let’s be comfortable with extra cash vs having problems with something that isn’t affordable in the first place. Materialistic doesn’t matter when your broke with no where for you and your family to go.
What you mean you don’t shop around?
We all know that we have had these moments when we go into the store and see something that we need but it’s too high you see so you get that motivation to find it somewhere else. That’s what I mean by shopping around nothing nitty gritty but straight to the point.
So this morning I went to the store with my husband and I’m looking for something in particular, something that I know the price for and so on. Anyway we arrive at the walmart and we are in electronics sp we found something sort of like what I was looking for but not exaclty and it cost 40 bucks. I would have had to buy the piece as well as the hdmi now it has went up to 50 bucks.
What! OMG! You will never catch me paying that amount of money for something I can get cheaper. My husband says no your not going to find it, what if you get all the way to the other store and they don’t have it either.
I looked at him and said I know what I brought and I’ll show you that I can save a buck. I went to the other location low and behold I found the same piece that I was l was looking for and ll for 16 bucks.
Coupon Queen in the flesh.
When it comes to shopping for a family of 3 I know me personally I am always looking for the best sale because it’s about saving money to be used in a different place. Why pay full price for something that you ca save on, why because your ashamed, don’t want to hold up the line, or not sure if they can be used for a specific item. Either way it’s a lost because you didn’t try, sometimes being a mom means that you have to bite the bullet.
I used to be that mom that didn’t want to us coupons because it holds up the line but when I did it was a game changer. After I had seen that I g=had saved money I said oh no what’s a couple more minutes for scanning a coupon that could help me financially? So yes don’t say you are not a coupon clipper because it has great benefits and rewards at the end of that road.
How can I save money after I become a low income family?
Keep housing costs down including utilities (pay on time avoid extra fees= more money)
Stay out of debt
Keep entertainment cost down (Ditch the cable start streaming)
Buy only when necessary (self explanatory)
Get a handle on grocery expenses (If you can’t afford to be vegan with a family of 4 then don’t be realistic.)
Automate savings. (If you no good at saving money some of us aren’t no judgment)
How do you manage monthly expenses?
I used to map out all of my billed on a lined sheet of paper and dress it up really nice but it just so happens that while I was in Walmart I came across something awesome.
yes I got a steal on this and not only was it a need but a want as well see win| win for me and possibly you if they sell these near you. $2.47 is what this little booklet is and it gives you a page for each week. All the categories make it easier for you to save as well. Some of the columns you may see is
It just simply doesn’t get any better than this. Okay now that I have overwhelmed you with a lot of knowledge what are you going to do moving forward. I’ve broken down how you ca achieve your goal went over all the steps the choice is for you to make.